Fraud Investigations Analyst (Fintech)

TL;DR

Fraud Investigations Analyst (Fintech): Conducting end-to-end investigations into complex fraud typologies including account takeover, identity theft, and payment fraud with an accent on data-driven risk assessment and AI-assisted workflows. Focus on synthesizing investigative findings into clear narratives, coordinating fund recovery efforts, and collaborating with cross-functional teams to strengthen platform security.

Location: Must be based in Denver, CO; San Francisco, CA; or New York, NY with a hybrid requirement of 2-3 days per week in the office.

Salary: $89,165 – $136,456 per year (varies by location and experience).

Company

hirify.global is a mission-driven company supporting over 500,000 small businesses with payroll, benefits, and HR solutions.

What you will do

• Analyze transactional behavior, authentication data, and external intelligence to surface fraud indicators.
• Synthesize findings into clear case narratives and prepare Unusual Activity Referrals (UARs).
• Coordinate with external banking partners on fund recovery and Letters of Indemnity.
• Leverage AI-enabled tools to accelerate research while validating outputs for accuracy.
• Collaborate with Risk, Compliance, Product, and Engineering to close control gaps.

Requirements

• 5+ years of experience in fraud investigations or complex investigative work within a financial institution or FinTech.
• Strong analytical writing skills with the ability to document complex fact patterns.
• Experience with account takeover, business email compromise, and social engineering typologies.
• Ability to manage multiple investigations simultaneously and make risk-based recommendations under pressure.
• Proficiency in using AI-enabled tools for investigative workflows.
• Must be able to work from the office 2-3 days per week in Denver, San Francisco, or New York.

Nice to have

• Certified Fraud Examiner (CFE) certification.
• CAMS or other relevant financial crime certifications.

Culture & Benefits

• Competitive base pay, benefits, and equity (RSUs) for all full-time employees.
• Active integration of AI tools into daily workflows to improve efficiency.
• Commitment to diversity, equity, and inclusion with a focus on supporting small businesses.
• Supportive environment with reasonable accommodations provided for qualified individuals.