Pricing & Risk Director (Insurance)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Location: Remote within one of the listed US states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, or WI. Candidates must be able to live and work full-time in the selected state.
Salary: $170K–$230K, plus equity and bonus.
Company
builds data- and technology-driven homeowners insurance products for customers facing climate risks, rising costs, and outdated systems.
What you will do
- Own end-to-end P&L for the eastern region, including rate strategy, loss-ratio targets, expense management, and sustainable profitability.
- Lead, develop, and set performance expectations for two state managers.
- Define and refine regional pricing strategies, risk frameworks, dashboards, and risk KPIs.
- Present pricing and risk insights, trade-offs, and recommendations to executive leadership and regulatory bodies.
- Own regulatory modeling and compliance strategy while navigating evolving requirements across eastern states.
- Use AI and data tools to identify emerging risk patterns and lead cross-functional problem solving across pricing, actuarial, product, and operations.
Requirements
- 10+ years of pricing, risk, actuarial, or advanced analytics experience, including at least 7 years with direct P&L or regional business ownership.
- Experience leading a pricing, risk, or analytics function with accountability for strategy, team performance, and business outcomes.
- Experience managing state- or regional-level budgets and headcount while achieving financial targets.
- Deep expertise building and interpreting executive dashboards, risk KPIs, and performance reporting that inform decisions.
- Experience navigating complex, multi-state regulatory environments and translating compliance requirements into strategy.
- Ability to use AI and data tools to improve analytical workflows, identify risk patterns, and inform pricing decisions; model-building experience is not required.
- Strong executive and external-stakeholder communication skills, including explaining complex trade-offs clearly.
- Ability to prioritize competing demands across a complex portfolio and develop direct reports in an accountable, curious, continuously improving culture.
- Ability to adapt quickly in a fast-moving environment with shifting priorities.
Culture & Benefits
- Remote-first workplace with offices in Chicago, Illinois, and St. Petersburg, Florida for collaboration.
- Equity through RSUs, 401(k) match up to 4%, medical, dental, vision, HSA, life insurance, and disability coverage.
- Flexible PTO for exempt employees, eight company holidays, and paid parental leave of up to 14 weeks for birthing parents and 8 weeks for non-birthing parents.
- Professional development budgets, career mobility, and internal growth opportunities.
- Values include ownership, accountability, curiosity, respectful collaboration, lean operations, and data-driven improvement.
Hiring process
- Applications are accepted until December 28, 2026.
- Expect recruiter, hiring-manager, and team interviews, with a relevant skills assessment if applicable.
- Recruiters and hiring teams make evaluation and hiring decisions, with updates and feedback provided after interviews.
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