Financial Crime Operation Senior Analyst (Fintech)

TL;DR

Financial Crime Operation Senior Analyst (Fintech): Conducting in-depth account activity reviews and managing the STR/SAR lifecycle for a global payments platform with an accent on transaction monitoring and regulatory compliance in HK, SG, and MY markets. Focus on identifying emerging financial crime patterns, executing risk controls, and ensuring audit-ready documentation.

Location: Singapore

Company

Airwallex is a unified payments and financial platform for global businesses, empowering over 200,000 companies worldwide with integrated financial infrastructure.

What you will do

• Manage the STR/SAR lifecycle, including preparing investigation summaries, drafting narratives, and finalizing filings within SLAs.
• Conduct end-to-end account activity reviews (AARs) and transaction analysis for escalations from TM, KYC, and banking partners.
• Perform proactive investigations using internal dashboards and datasets to identify emerging financial crime typologies.
• Execute and coordinate risk controls including transaction blocks, account freezes, offboarding, and blacklisting.
• Maintain precise, audit-ready investigation records documenting decisions, rationale, and evidence.
• Partner with cross-functional teams such as MLRO, FIU, Product, and Data to resolve risk concerns.

Requirements

• Minimum 5 years of relevant experience in AML Transaction Monitoring, preferably within payments, fintech, or banking.
• Solid familiarity with common money laundering schemes, sanctions compliance, and risk-based compliance frameworks.
• Proven experience with STR submission processes and regulatory requirements in HK, SG, and MY markets.
• Excellent verbal and written communication in both Mandarin and English.
• Strong analytical skills with the ability to apply judgment to resolve complex issues in a timely manner.

Nice to have

• Professional certifications such as CAMS, CFCS, or ICA Advanced AML.
• Experience in policy and procedure development, including blacklist maintenance and STR writing.
• Knowledge of vendor solutions in KYC and risk management for internet financing or payment companies.

Culture & Benefits

• Culture of "successful builders" with founder-like energy, emphasizing true ownership and accelerated learning.
• Opportunity to tackle complex, high-visibility problems in a fast-paced, innovative environment.
• Encouragement to use AI tools to work smarter and solve problems faster.
• Commitment to equal opportunity and diversity, valuing merit, qualifications, and competence.