Senior Credit Risk Manager (Fintech)

TL;DR

Senior Credit Risk Manager (Fintech): Designing and optimizing credit decisioning strategies for a credit card portfolio with an accent on responsible lending and portfolio growth. Focus on building monitoring suites, developing return forecasting models, and conducting data-driven experimentation using Python and SQL.

Location: Hybrid (Must be based in Virginia, USA)

Salary: US$175,000 - US$250,000 per year

Company

hirify.global is a profitable fintech unicorn building advanced technology to help people access credit and save money across the UK and US markets.

What you will do

• Optimize credit decisioning including target audience selection, credit limits, and interest rates.
• Define and refine credit strategies aligned with evolving portfolio goals and economic trends.
• Own the end-to-end testing ecosystem, including experimentation design and statistical result interpretation.
• Build and maintain a monitoring and analytics suite for credit performance and unit economics.
• Develop models to forecast returns, value the portfolio, and drive investor reporting.
• Collaborate cross-functionally with product, engineering, and data teams to implement strategy improvements.

Requirements

• Daily professional coding experience with Python and SQL.
• Proven experience in credit risk strategy, specifically within consumer lending.
• Deep understanding of experimentation, measurement, and statistical inference.
• Strong knowledge of credit performance and unit economics in lending.
• Must be based in or able to work hybrid in Virginia, USA.

Culture & Benefits

• Hybrid work arrangement: Work from home every Monday and Friday.
• Competitive compensation package including equity.
• 401k plan and comprehensive medical insurance (including optical and dental).
• Opportunity to scale one of the world's most successful fintech companies.

Hiring process

• Initial recruiter call (30 minutes).
• Cognitive test (15 minutes).
• Take-home coding exercise and subsequent debrief (60 minutes).
• Case study interview (60 minutes).
• Culture-add interview (30 minutes).