Director Risk Portfolio Management (Fintech)

TL;DR

Director Risk Portfolio Management (Fintech): Leading the analytics and insights engine for fraud and credit risk portfolio management with an accent on KPI development, financial loss forecasting, and ML/AI model strategies. Focus on optimizing risk-adjusted returns, designing end-to-end risk controls, and leading a team of data scientists to balance risk with business growth.

Location: Must be based in the United States (Remote-eligible or office-based in San Jose, CA or Draper, UT)

Salary: $180,300 - $265,200 USD

Company

hirify.global is a fintech company providing financial automation tools for businesses to streamline operations and make smarter financial decisions.

What you will do

• Own fraud and credit risk portfolio management, including performance monitoring and KPI tracking for senior leadership.
• Lead financial loss forecasting and risk-adjusted return analysis to identify concentration risks and optimization strategies.
• Design end-to-end solutions for customer acquisition and monitoring using policies, ML/AI models, and governance frameworks.
• Direct investments in risk management systems, including back-end controls and third-party risk tools.
• Provide strategic guidance on resource allocation to maximize risk-adjusted returns.
• Lead and develop a team of strategy data scientists through coaching and advanced analytical techniques.

Requirements

• 10+ years of experience in credit risk, fraud risk, or portfolio analytics within financial services or fintech.
• 6+ years of people leadership experience building analytics or data science teams.
• Strong quantitative skills with hands-on experience in predictive modeling and ML/AI strategies.
• Proficiency in SQL, Python, or SAS.
• Must have authorization to work in the United States without visa sponsorship now or in the future.

Nice to have

• Familiarity with credit card authorization data or non-traditional credit products.
• Experience integrating AI-influenced analytics into risk operations workflows.
• Master's degree in a quantitative field (Computer Science, Engineering, Math, Finance).

Culture & Benefits

• 100% paid employee health, dental, and vision plans.
• 401(k) retirement plan and Employee Stock Purchase Program.
• HSA and FSA accounts.
• Flexible time off, 11+ observed holidays, and wellness days.
• Life and disability insurance coverage.