Senior Regulatory Counsel, Americas (Fintech)

Location: Remote, based in the United States

Base salary: $142,000–$220,000 per year, plus potential equity and bonus.

Company

Airwallex provides an AI-native financial operating system and regulated global payments infrastructure for businesses.

What you will do

• Advise on regulatory legal matters across the Americas, including payments, money transmission, stored value, FX, remittance, and card issuing.
• Support licensing, registrations, regulatory filings, market entry, product launches, and expansion of existing licenses.
• Monitor regulatory developments and provide strategic advice, risk assessments, and regulatory mapping to business and control functions.
• Lead engagements with regulators and support government relations outreach in key Americas markets.
• Partner with Product Legal, Regulatory Compliance, Risk, Financial Crime Compliance, Product, Strategy, Management, and Commercial teams.
• Manage external legal counsel and use AI, RegTech, and LegalTech tools to improve the efficiency of regulatory legal work.

Requirements

• Qualified lawyer with at least 8 years of relevant post-qualification experience.
• Strong regulatory experience in fintech, payments, financial services, reputable law firms, or financial institutions.
• Deep experience with regulatory submissions, filings, licensing, and regulatory strategy in the Americas.
• Strong understanding of payments, remittance, FX, issuing, and digital financial services regulation.
• Ability to manage stakeholders, explain complex legal topics to non-lawyers, and provide business-relevant solutions.
• Proactive ownership, strong prioritization, collaboration, and comfort working in a fast-paced environment.

Nice to have

• Combination of private practice and in-house experience.
• Experience launching regulatory licenses and expanding into new fintech or payments markets.
• Experience with state money transmitter licensing, federal prudential regulators, Reg E, UDAAP, and TILA.
• Experience with RegTech, LegalTech, or AI tools.
• Canadian payment processing and money services business experience, including RPAA, FINTRAC, and provincial licensing.

Culture & Benefits

• Collaborative global Legal, Risk & Compliance organization.
• Remote work for US-based employees.
• US benefits include medical, dental, and vision insurance, a 401(k) plan, disability and life insurance, and well-being benefits.
• US-based employees receive 20 paid vacation days and 12 paid company holidays annually.
• Additional compensation may include equity, bonuses, commissions, or RSUs.