Credit Risk Consultant (Fintech)

TL;DR

Credit Risk Consultant (Fintech): Developing and implementing tailored credit risk strategies and operating models for financial institutions with an accent on quantitative analysis and regulatory compliance. Focus on credit process optimization, model development (PD, LGD), and IFRS 9 frameworks to drive strategic impact for major European banks.

Location: Must be based in Germany or Austria

Company

hirify.global is a global management consulting firm that partners with leaders in business and society to tackle their most important challenges and capture their greatest opportunities.

What you will do

• Develop and implement credit risk strategies, frameworks, and operating models for financial institutions.
• Conduct in-depth quantitative and qualitative analyses to inform client decision-making.
• Drive delivery of credit process optimization, asset quality reviews, and IFRS 9 impairment frameworks.
• Collaborate with client teams on regulatory compliance programs and risk governance redesigns.
• Apply expertise in credit risk transformation projects to maximize client impact.

Requirements

• Relevant experience in credit risk within financial services or management consulting.
• Proficiency in credit underwriting, PD/LGD model development, regulatory capital, or IFRS 9.
• Fluent oral and written German (C1) and English.
• Strong analytical skills in quantitative credit risk modelling and financial analysis.
• Proficiency in Python or R and AI-assisted analytics platforms.
• Track record of delivering credit risk projects for major European banks.

Nice to have

• Experience working on or alongside regulatory bodies in a supervisory or advisory capacity.

Culture & Benefits

• Collaborative model working across all levels of client organizations.
• Diverse, global team environment with a focus on professional growth.
• Commitment to inclusion and empowering employees to be their authentic selves.
• Opportunity to work on high-impact, complex transformation projects.