Credit Risk Analyst (Fintech)

TL;DR

Credit Risk Analyst (Fintech): Analyzing financial and non-financial data of eCommerce businesses to quantify risks and optimize funding offers with an accent on credit risk analysis and portfolio management. Focus on building new risk processes, managing the loan portfolio, and presenting recommendations to senior stakeholders.

Location: Hybrid in Dublin or London

Company

hirify.global is a fintech company that provides fast, technology-driven financing to empower SMBs in the eCommerce sector to reach their growth potential.

What you will do

• Analyze financial and non-financial data of new and existing customers to gain a deep understanding of their businesses.
• Quantify the risks involved in eCommerce business operations and funding provision.
• Coordinate regular calls with customers to enhance the understanding of their business and funding requirements.
• Collaborate with management to build and implement new risk processes and products.
• Manage the existing loan portfolio and determine when to exit risky relationships.
• Work cross-functionally with sales and operations teams to improve customer relationship management.

Requirements

• 3+ years of relevant work experience, ideally in a finance-related role.
• Undergraduate degree in Business, Finance, Economics, Engineering, Law, or Computer Science.
• Strong academic record and quantitative inclination.
• Ability to analyze and understand financial reporting, management accounts, and financial models.
• Experience leading meetings and presenting findings to senior stakeholders.

Nice to have

• ACA, ACCA, CFA, or CIMA qualification.
• Currently studying towards or intending to study for a professional accounting/finance qualification.
• Experience with MS Excel and SQL.

Culture & Benefits

• 25 days of paid annual leave plus public holidays.
• Private healthcare, life insurance, and critical illness cover.
• Generous parental and adoptive leave program for primary and secondary caregivers.
• Equity scheme providing stakeholdership in the company's success.
• Option to work remotely from anywhere in the world for up to 60 calendar days per year.

Hiring process

• Initial conversation with a member of the Talent Acquisition team.
• Interview with the Hiring Manager.
• Completion of a case study or interview loop.