Construction Loan Processor

TL;DR

Construction Loan Processor (Fintech): Managing residential mortgage files for new construction and renovation projects with an accent on documentation accuracy, regulatory compliance, and underwriting preparation. Focus on coordinating between borrowers, builders, and loan officers to ensure seamless loan approval within established turn times.

Location: Remote (USA). Must be available to work within Eastern or Central Time zone hours.

Company

hirify.global is a leading national retail mortgage lender recognized for rapid growth and a supportive, entrepreneurial culture.

What you will do

• Review and analyze borrower credit, income, and assets to ensure loan program requirements are met.
• Communicate directly with customers, builders, and loan officers to collect and verify necessary documentation.
• Prepare loan approval summaries and deliver complete, accurate files to underwriters.
• Ensure all loan files comply with RESPA, TIL, HMDA, and other mortgage-related regulations.
• Manage a pipeline of loans within designated turn times and document all communications in the LOS.
• Assist closing and servicing teams in clearing outstanding suspense items.

Requirements

• Must be based in the USA and available to work Eastern or Central Time zone hours.
• 3-5 years of residential mortgage processing experience.
• Experience with renovation or new construction lending.
• Proficiency with automated Loan Origination Systems, specifically Encompass.
• Strong knowledge of mortgage regulations including RESPA, Regulation Z, and Regulation B.
• Excellent analytical, mathematical, and communication skills.

Culture & Benefits

• Competitive compensation plan.
• Comprehensive benefits package including medical, dental, and vision insurance.
• 401(k) retirement plan.
• Company-provided short-term disability and employee assistance programs.
• Wellness program and a culture focused on professional growth and support.