Senior Director, Risk And Underwriting (Fintech)

TL;DR

Senior Director, Risk and Underwriting (Fintech): Leading end-to-end risk and underwriting strategy for a high-volume payments platform with an accent on card acceptance and account-to-account products. Focus on building scalable risk frameworks, managing sponsor bank relationships, and enabling aggressive business growth through disciplined, data-driven decision-making.

Location: Must be based in the US

Salary: $180,000 – $225,000 USD

Company

hirify.global is a global payments platform that empowers partners with flexible, innovative technology for SMBs, entrepreneurs, and fintech startups.

What you will do

• Own underwriting policy and execution across card merchants, A2A clients, and ISO/ISV sub-merchant populations.
• Manage portfolio risk, including fraud monitoring, ACH return-rate performance, and chargeback operations.
• Oversee reserve methodology, sizing, and financial exposure management.
• Serve as the primary risk contact for financial institution partners, ODFIs, and sponsor banks.
• Lead the integration of risk frameworks and banking arrangements following recent acquisitions.
• Partner with the Compliance function to ensure alignment on BSA, AML, OFAC, and network compliance.

Requirements

• Must be based in the US
• 8+ years of experience in risk and underwriting within a regulated payments business (acquirer, payfac, processor, or A2A platform).
• Proven experience owning sponsor bank or ODFI relationships as the accountable party.
• Deep expertise in fraud strategy, chargeback management, and AML/KYC/KYB governance.
• Ability to communicate complex risk concepts to executive leadership and external partners.
• Experience leading and scaling senior teams in a high-growth environment.

Nice to have

• Experience with AI and automation-driven underwriting systems.
• Background in reconciling disparate risk cultures and frameworks.

Culture & Benefits

• Remote-first work culture.
• Competitive compensation with 401k matching up to 4%.
• Comprehensive health, dental, and vision insurance.
• Flex PTO and dedicated sick time.
• Paid parental leave and company volunteer days.
• Focus on diversity, equity, and inclusion with active affinity groups.