Claims Examiner - Property

TL;DR

Claims Examiner - Property: Adjudicating and adjusting 1st party commercial property claims with an accent on coverage analysis, in-depth investigations, and accurate documentation. Focus on managing business income losses, assessing reserves, drafting coverage letters, and identifying suspected fraudulent claims with minimal supervision.

Location: Chicago

Salary: $70k–$85k

Company

hirify.global provides insurance claims handling services for insured and broker partners.

What you will do

• Adjudicate assigned 1st party commercial property claims within given authority and provide operational support to the claims team.
• Adjust and resolve moderate claims across all phases of 1st party commercial property claims.
• Review and assess coverage for losses and complete in-depth investigations to confirm how coverage applies.
• Manage smaller business income losses and the period of restoration.
• Document claim files with all relevant claim documentation, correspondence, and notes in line with company policies and applicable regulatory requirements.
• Assess reserves for indemnity and expense payments; draft reservation of rights and denial letters with minimal supervision.

Requirements

• 1+ years of 1st party commercial claims handling experience.
• Advanced knowledge of claims analysis and adjusting practices.
• In-depth knowledge of standards for claims documentation.
• Proven ability to negotiate settlement of moderate to complex claims.
• Strong analytical skills and strong verbal and written communication skills.
• Active insurance adjuster’s license preferred.

Culture & Benefits

• Hybrid role requiring two (2) days in the office weekly.
• 401(k) with competitive company matching.
• Comprehensive health insurance, vision, dental, and FSA plans.
• Paid time off: 24 paid time off days, 2 hirify.global Days, 10 paid holidays, plus ability to purchase 5 PTO days.
• Paid parental leave and a 4-week paid sabbatical after every 5 years of service.
• Wellbeing support including Headspace subscription and fitness reimbursement up to $600 annually.

Hiring process

• Interviews to evaluate claims expertise, communication, and ability to work with minimal oversight.
• Assessment of subject matter expertise and fit with claims department process improvement expectations.