обновлено 6 дней назад
Senior Product Manager - Payments (Fintech)
Мэтч & Сопровод
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Описание вакансии
Текст:
TL;DR
Senior Product Manager - Payments (Fintech): Defining and executing the strategic vision for fiat deposit and withdrawal infrastructure across European markets with an accent on payment localization, transaction resilience, smart routing, and unit economics. Focus on designing payment state machines, automating ledgering and settlement operations, optimizing conversion, and integrating external payment service providers.
Location: Vienna, Austria; hybrid working model combining onsite collaboration and remote work.
Company
operates a digital investment platform offering cryptocurrencies, crypto indices, stocks, precious metals, and commodities to more than 7 million customers across Europe.
What you will do
- Own the product roadmap for consumer fiat deposits and withdrawals across European markets, including local card networks, SEPA Instant, and Open Banking.
- Partner closely with engineering by writing PRDs and managing product scope from ideation through delivery and post-delivery optimization.
- Design resilient payment journeys, state machines, edge-case handling, and idempotent systems for high-traffic transaction flows.
- Build intelligent payment routing, cascading logic, decline normalization, smart retries, and actionable error messaging to improve conversion.
- Reduce processing costs through routing optimization, commercial negotiations, and multi-rail payment strategies.
- Automate ledgering, settlement monitoring, exception handling, and broker operations while managing relationships with external PSPs and providers.
Requirements
- 5+ years of Product Management experience in consumer fintech, neobanking, or retail brokerage.
- Experience shipping transactional infrastructure and working hands-on with APIs, webhooks, microservices, and observability tools.
- Strong knowledge of SEPA, SEPA Instant, Faster Payments, card schemes, clearing, and settlement cycles.
- Experience analyzing conversion funnels and infrastructure failures with SQL or analytical tools such as Tableau or QlikView.
- Ability to work in a cross-functional engineering squad using agile delivery practices.
- Availability for a hybrid role based in Vienna, Austria.
Culture & Benefits
- Hybrid work with onsite collaboration and remote work, plus up to 25 additional days per year working from a city or country of choice.
- Competitive total compensation with participation in a stock option plan.
- Confidential coaching, counselling, and mental health resources through OpenUP.
- Annual leave, plus three additional paid days off in 2027 after six months of employment.
- Unlimited access to Udemy courses, partner discounts, parent leave, company events, and location-specific benefits.
- Free onsite dining is available in Vienna, Bucharest, Barcelona, and Berlin.
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