Underwriter (Health Insurance)

TL;DR

Underwriter (Health Insurance): Evaluating and pricing proprietary level-funded health insurance products with an accent on risk assessment, claims analysis, and demographic modeling. Focus on maintaining pricing integrity, collaborating with cross-functional teams to refine plan designs, and driving profitability in a tech-forward environment.

Salary: $58,600 - $97,600 annually

Company

hirify.global is a mission-driven health benefits company focused on creating innovative, consumer-centric health plans for small and midsize businesses.

What you will do

• Manage a caseload of small and mid-sized groups, ensuring accuracy and pricing integrity.
• Independently use proprietary underwriting engines to generate and modify rating outputs.
• Rate level-funded plans and apply pricing concessions within defined authority limits.
• Evaluate group health risks using claims data, demographics, and utilization trends.
• Communicate strategic pricing recommendations to Sales and Account Management teams.
• Maintain compliance with internal controls and industry regulations.

Requirements

• 3–5 years of underwriting experience, including 1–2 years with stop loss or level-funded health plans.
• Bachelor’s degree in Business, Finance, Economics, Statistics, Mathematics, or Insurance.
• Proven ability to independently underwrite standard and moderately complex cases.
• Strong analytical and technical skills with the ability to manage multiple deadlines.
• Must be authorized to work in the United States.

Nice to have

• Experience in startup or high-growth environments.
• Master’s degree or advanced training in a relevant discipline.
• Professional certifications such as HIA, CEBS, MHP, or FLMI.

Culture & Benefits

• Comprehensive health and wellness benefits including alternative medicine coverage.
• Flexible PTO and up to 16 weeks of paid parental leave.
• 401k program with company contributions.
• Education reimbursement and cell phone stipends.
• Collaborative, non-hierarchical, and mission-driven work environment.