Property Underwriter (Insurance)

Location: Hybrid/flexible in Austin, Texas; Dallas, Texas; San Jose, California; or Morristown, New Jersey, United States

Salary: $120,000–$140,000 annual base pay for Morristown, NJ and San Jose, CA; exact compensation varies by qualifications, location, business needs, and market conditions.

Company

Hippo uses technology and data to simplify homeownership and operates a diversified carrier platform that partners with MGAs to deliver tailored insurance program solutions.

What you will do

• Underwrite new and renewal homeowners' insurance business.
• Analyze risk information and recommend inspections, loss-prevention measures, and other actions.
• Respond to underwriting questions from claims, billing, customer support, and other departments.
• Make decisions within underwriting authority and escalate issues when necessary.
• Work with distribution partners and leadership to resolve underwriting matters.
• Recommend improvements to underwriting processes to managers and technology partners.

Requirements

• At least 2 years of P&C homeowners underwriting experience.
• Bachelor's degree in finance, business administration, or a related field, or equivalent experience.
• Strong technical underwriting, analytical, critical-thinking, communication, and interpersonal skills.
• Knowledge of ISO homeowners' policies, supplemental products, coverages, endorsements, eligibility, rating, and risk assessment.
• Proficiency with Microsoft Office Suite and relevant software applications.
• Experience underwriting in California and Texas markets is strongly preferred.

Nice to have

• Wildfire underwriting experience.
• Catastrophic underwriting experience.

Culture & Benefits

• Medical plans, employer-covered dental and vision plans, 401(k), disability coverage, life insurance, FSA, and an employee assistance program.
• Equity compensation eligibility.
• Training and internal career growth opportunities.
• Flexible time off and 12 weeks of parental leave for primary and secondary caregivers.
• Snacks, drinks, and catered lunches for onsite employees.