Lead Underwriting Consultant (Life Insurance)

Location: Remote - United States

Base salary: $125,000–$165,000 annually

Company

hirify.global provides life insurance, annuities, wealth management, and institutional asset management services through partnerships with financial professionals across the United States.

What you will do

• Underwrite and oversee the selection, acceptance, coverage, and pricing of risks for large complex life insurance applications.
• Evaluate medical, non-medical, and financial information, including chronic illness riders and long-term care rider considerations.
• Approve risks within delegated authority, including up to $15,000,000 standard to age 90, and review referrals from underwriters.
• Manage retention and mortality profitability while analyzing underwriting quality, results, and reports.
• Develop underwriting processes, standards, programs, and recommendations to improve productivity, profitability, growth, and quality.
• Collaborate with field and home-office partners, resolve complex issues, and support major projects and underwriter development.

Requirements

• 7–10 years of underwriting experience.
• College degree required; equivalent life underwriting experience may be considered.
• FLMI, FALU, and ACS designations or current coursework toward these certificates required.
• Highly developed knowledge of life insurance underwriting, medical science, financial underwriting factors, product pricing, reinsurance, and insurance contract law.
• Strong analytical, organizational, communication, interpersonal, and problem-solving skills.
• Must be based in the United States for this remote role.

Culture & Benefits

• Flexible work approach supporting remote and hybrid arrangements based on role and personal preference.
• Collaborative environment involving internal teams, external partners, field professionals, and home-office stakeholders.
• Regulatory and job training requirements support continued professional development.
• Focus on customer service, profitable risk management, compliance, and continuous process improvement.