Senior Staff Financial Risk Analyst (Fintech)

TL;DR

Senior Staff Financial Risk Analyst (Fintech): Developing risk capabilities and policies for small business and mid-market Fintech offerings with an accent on rolling reserves, customer-level risk frameworks, and AI-driven risk management. Focus on balancing growth vs. financial exposure, improving policy efficiency, and utilizing big data for risk mitigation strategies.

Location: New York, New York or Mountain View, California

Salary: $150,500 – $253,000

Company

hirify.global is a global financial technology platform powering prosperity for millions of customers via products such as TurboTax, Credit Karma, QuickBooks, and Mailchimp.

What you will do

• Develop and implement risk strategies and policies for the Money services portfolio, including Payments, Payroll, and Bill Pay.
• Create and manage risk capabilities such as rolling reserves and customer-level limit frameworks to optimize customer experience while managing losses.
• Collaborate with Fraud Risk, Data Science, Engineering, and Product teams to establish risk appetite and ensure seamless policy execution.
• Utilize big data technology and SQL/Python to mine transactional data and design new risk-adjusted policy proposals.
• Mentor and coach Financial Risk Analysts to drive creative ideas and elevate analytical outcomes.
• Manage relationships with internal/external audits, credit agencies, and regulators to ensure compliance and data accuracy.

Requirements

• 10+ years of experience in policy development and execution within the data and risk space.
• Expertise in analytics tools such as Python, R, SAS, or SQL.
• Experience working with BI tools like Tableau, QuickSight, or Databricks.
• Strong domain experience in FinTech, AI, or Financial services, with specific expertise in Fraud and Business Solutions.
• Undergraduate degree in Economics, Statistics, Engineering, or a related field.
• Proven ability to lead cross-functional stakeholders in a large matrixed organization.

Nice to have

• Advanced degree.
• Experience in product management.

Culture & Benefits

• Competitive compensation package with a strong pay-for-performance rewards approach.
• Eligibility for cash bonuses and equity rewards.
• Comprehensive corporate benefits for full-time employees.