Product Manager, Financial Products

TL;DR

Product Manager, Financial Products (Fintech/Payments): Own the product strategy and roadmap for internal reconciliation and financial products that track, settle, and account for every dollar across a global payments platform, with an accent on auditable reconciliation infrastructure and automated exception handling. Focus on building settlement discrepancy resolution, chargeback/dispute data flows, and KPI-driven reporting that improves close cycles, audit trails, and regulatory compliance.

Location: Atlanta, GA, USA

Salary: USD 110,000 - USD 150,000 yearly

Company

hirify.global builds vertical software and embedded payments (Xplor Pay) with AI-powered capabilities for membership-based and service industries.

What you will do

• Own the end-to-end roadmap for the internal reconciliation platform, including transaction matching, settlement reconciliation, fee ledgering, and financial exception handling.
• Build internal financial operations tooling such as settlement dashboards, payout ledgers, chargeback/dispute tracking, fee calculation engines, and funding account management.
• Run structured discovery with finance operations, accounting, and treasury to map money movement and define PRDs, user stories, and acceptance criteria.
• Lead delivery of reconciliation and financial product features, define KPIs (exception rate, auto-match rate, time-to-close, manual effort saved), and coordinate with compliance/risk/legal for PCI DSS and audit readiness.
• Partner with data engineering to ensure reconciliation pipelines are accurate, performant, and observable, and support internal audit/regulatory requests with clean exportable audit trails.

Requirements

• 5+ years of product management experience, including at least 3 years in payments, fintech, or financial operations software.
• Strong understanding of PayFac/payment facilitation models (sub-merchant onboarding, funding flows, settlement, and fee structures).
• Hands-on reconciliation experience: transaction matching, exception management, settlement discrepancy resolution, and financial close processes.
• Ability to translate complex financial workflows into clear product requirements and scalable system designs.
• Strong analytical skills with comfort querying data (SQL) and interpreting reconciliation reports.
• Must be legally authorized to work in the country where applying; Xplor does not sponsor visas.

Culture & Benefits

• High-trust, high-visibility role directly impacting financial accuracy, regulatory compliance, and merchant/partner payouts.
• Cross-functional collaboration with payments engineering, finance operations, compliance, risk, and legal teams.
• Mandate to reduce manual exceptions and improve audit trails through automation and scalable infrastructure.
• Global scope across US, UK, EU, and APAC reconciliation and reporting.

Hiring process

• Submit resume; include the word “moonshot” at the top of the message to the Hiring Manager.
• Recruitment screening and assessment may use AI-enabled features, with final decisions made by the recruitment team after human review.