Senior Credit Analyst (Manufacturing)

TL;DR

Senior Credit Analyst (Manufacturing): Leading underwriting efforts for SMB and mid-market manufacturing customers with an accent on financial health assessment, risk evaluation, and commercial term structuring. Focus on partnering with Sales to support deal execution while maintaining disciplined underwriting standards for robotics-as-a-service deployments.

Location: Must be based in or willing to relocate to the greater Chicago area and able to work onsite 3+ days per week from the Woodridge, IL office.

Compensation: $95,000 - $145,000 USD

Company

hirify.global is a robotics-as-a-service company reshaping American manufacturing by making automation accessible through integrated industrial robotics and software solutions.

What you will do

• Evaluate financial statements, cash flow profiles, and working capital trends for SMB and mid-market manufacturing clients.
• Assign internal risk ratings and recommend appropriate exposure thresholds.
• Structure commercial terms aligned with customer risk profiles and capital strategy.
• Partner with Sales to support timely deal execution while maintaining underwriting discipline.
• Coordinate with Legal and Finance to ensure commercial terms align with risk posture.
• Monitor portfolio performance and identify early warning indicators.

Requirements

• 5+ years of experience in commercial credit, underwriting, equipment finance, or asset-based lending.
• Direct experience underwriting SMB or mid-market manufacturing companies.
• Strong understanding of financial statements, cash flow analysis, and asset-heavy business models.
• Ability to make independent, well-reasoned credit decisions.
• Must be based in or willing to relocate to the greater Chicago area and able to work onsite 3+ days per week from the Woodridge, IL office.
• Strong communication skills and comfort partnering with cross-functional stakeholders.

Nice to have

• Experience in equipment finance, leasing, or capital equipment underwriting.
• Familiarity with subscription or recurring revenue business models.
• Experience with portfolio monitoring, delinquency management, and loss forecasting.
• Experience working within Salesforce or similar CRM-driven workflows.

Culture & Benefits

• Equity in a fast-growing startup backed by leading global investors.
• Competitive and uncapped commission structure.
• Comprehensive healthcare coverage (Medical, Dental, Vision) with 99% of employee premiums covered.
• Company-sponsored 401(k) retirement savings plan.
• 12 weeks of paid parental leave.
• Flexible Time Off policy.