Construction Underwriter (Fintech)

TL;DR

Construction Underwriter (Fintech): Evaluating loan applications and construction-related documents for risk, accuracy, and compliance with hirify.global and investor standards with an accent on maximizing organizational profit and minimizing risk or loss. Focus on validating income, assets, and collateral documents, including self-employed tax returns, and ensuring regulatory compliance.

Location: United States

Salary: $43.26 - $48.07 hourly

Company

hirify.global is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.

What you will do

• Evaluate loan applications for risk, accuracy, consistency, and investor requirements.
• Review construction-related documents to ensure compliance with agency standards.
• Verify application details by comparing transmittals, credit reports, liabilities, and mortgage histories to investor guidelines.
• Calculate borrower income using required documentation, analyzing significant changes.
• Examine asset statements to confirm required assets and validate large deposits.
• Communicate proactively with Loan Originators, Processors, and other stakeholders to support loan decisions and investor requirements.

Requirements

• Bachelor’s Degree or equivalent combination of education and experience.
• 2+ years of Construction Lending Underwriting experience.
• 5+ years of Mortgage Underwriting experience (FHA, VA and Conventional) with thorough agency guideline knowledge.
• DE, SAR, and LAPP certifications are required; experience with USDA is a plus.
• Encompass LOS experience, preferred.
• Proficient in Microsoft Word, Excel, and Outlook.

Culture & Benefits

• Competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K.
• Company-provided short-term disability, an employee assistance program, and a wellness program.
• Exceptional culture driving employee engagement and exceeding employee expectations.
• Entrepreneurial spirit empowers every employee to be who they are to help us move forward together.