Junior Loan Processor (Fintech)

TL;DR

Junior Loan Processor (Fintech): Supporting the Portland office in delivering mortgage disclosures and ensuring compliance with federal and state regulations with an accent on TRID, RESPA, and TILA. Focus on coordinating third-party orders, reviewing loan applications for accuracy, and managing the loan pipeline efficiency.

Location: Supports the Portland, OR office; must operate within Pacific Standard Time (PST) working hours.

Salary: $19.00 - $28.00 per hour

Company

A leading distributed retail mortgage lender in the US with over 9,000 employees and a culture focused on entrepreneurial growth.

What you will do

• Prepare and deliver Initial and Changed Circumstance Disclosures in compliance with TRID and investor guidelines.
• Review loan applications for completeness, accuracy, and compliance with mortgage lending regulations.
• Coordinate third-party orders, including title commitments, property surveys, and verifications of employment.
• Maintain compliance with Fannie Mae, Freddie Mac, FHA, VA, USDA, and HUD requirements.
• Communicate with Loan Originators, borrowers, and vendors to obtain documentation and resolve issues.
• Monitor pipeline workflow queues and accurately calculate simple income.

Requirements

• High School Diploma, GED, or equivalent.
• Experience with Encompass.
• Knowledge of mortgage disclosures and compliance (TRID, RESPA, TILA, HMDA, Regulation B, Regulation Z).
• Strong analytical, organizational, and time management skills for high-volume pipelines.
• Proficiency in Microsoft Office Suite and Windows-based systems.
• Ability to support the Portland, OR office and work in Pacific Standard Time (PST).

Nice to have

• 2+ years of residential mortgage experience.
• Experience with DU/LP findings and agency guidelines.

Culture & Benefits

• Competitive compensation plan with bonus eligibility.
• Comprehensive medical, dental, and vision insurance.
• 401K retirement plan.
• Company-provided short-term disability and employee assistance program.
• Wellness program and a culture of employee engagement and transparency.