Risk Underwriting Manager (Asset Finance)

TL;DR

Risk Underwriting Manager (Asset Finance): Managing credit risk and underwriting for vendor and equipment finance with an accent on financial statement assessment and risk exposure determination. Focus on conducting due diligence, mitigating risk for delinquent accounts, and ensuring regulatory compliance.

Location: Hybrid (2/3 days a week in the office), South-West London

Salary: £45,000 - £55,000 per annum + 15% Bonus

Company

A leading Financial Services provider specialising in vendor and equipment finance.

What you will do

• Assess financial statements and credit data to determine overall risk exposure.
• Analyse credit reports, market data, and collateral trends to drive underwriting decisions.
• Prepare comprehensive risk reports with clear credit recommendations.
• Perform due diligence and periodic transaction reviews to maintain accurate credit ratings.
• Monitor delinquent accounts and implement strategies to mitigate risk exposure.
• Ensure all activities align with regulatory standards and internal credit policies.

Requirements

• Experience in Asset Finance is mandatory.
• 2+ years of professional experience in credit risk or underwriting.
• Strong analytical capabilities paired with a commercial mindset.
• Ability to make confident decisions regarding unsecured small-ticket transactions.
• Proficiency in Microsoft Word and Excel.

Culture & Benefits

• Competitive bonus of 15%.
• Employer pension contribution of 14%.
• Hybrid working model (2-3 days in the office per week).
• Supportive environment with application and accessibility assistance.