Senior Stop-Loss Underwriter

TL;DR

Senior Stop-Loss Underwriter (Insurance): Evaluating and analyzing employer stop loss risk, including claims experience, demographics, and plan design with an accent on medical conditions, financial risks, pricing, and coverage terms. Focus on applying underwriting guidelines, ensuring profitability, regulatory compliance, and collaborating with sales teams and brokers on competitive quotes.

Location: Hybrid 3-4 days in office in Newtown Square, PA

Company

hirify.global is a leading insurance wholesaler and program manager with offices throughout the US and Canada, specializing in Medical Stop Loss underwriting backed by experienced professionals and full binding authority.

What you will do

• Review and analyze employer stop loss data, including claims experience, demographics, and plan design.
• Assess medical conditions and financial risks to determine coverage terms and pricing.
• Apply underwriting guidelines and policies to balance risk and profitability.
• Collaborate with sales, brokers, and consultants to gather information and provide quotes.
• Maintain documentation of decisions and ensure regulatory compliance.
• Monitor industry trends and support team on complex cases.

Requirements

• 3 to 5 years of experience in employer stop loss underwriting
• Familiarity with self-funded health plans and TPA operations
• Bachelor's degree in business, finance, insurance, or related field preferred
• Strong analytical skills for financial and medical data
• Understanding of risk assessment, pricing models, and stop loss policies
• Excellent communication, organizational skills, and proficiency in Microsoft Office and underwriting software

Culture & Benefits

• Equal opportunity workplace committed to diversity and inclusion.
• Great Place To Work® Certification™ for two consecutive years.
• Training and development opportunities to enhance underwriting expertise.
• Supportive team environment with collaboration across sales and underwriting.