Retail Finance Manager (Cards, Loans & Embedded Finance)

TL;DR

Retail Finance Manager (Cards, Loans & Embedded Finance): Deliver insightful analysis across the full P&L for Cards, Loans, and Embedded Finance products with an accent on forecasting, budgeting, and strategic planning. Focus on identifying performance trends, risks, opportunities, providing data-driven recommendations, and influencing decision-making.

Location: Hybrid working in Halifax, Leeds, Bristol, Cardiff, Newport or Chester (at least two days per week or 40% of time in office)

Salary: £67,023 - £74,470

Company

Leading UK bank rebooting an icon and building the future of finance, partnering with the Retail Business division supporting unsecured lending products.

What you will do

• Deliver insightful analysis across the full P&L for Cards, Loans, and Embedded Finance with Senior Finance Business Partners.
• Support Planning and Reporting team with forecasting, budgeting, strategic planning through storyboarding and insights.
• Provide data-driven recommendations to influence decision-making and drive commercial outcomes.
• Identify performance trends, risks, opportunities and communicate to senior stakeholders.
• Collaborate with cross-functional teams to align business drivers with financial strategy.
• Develop business cases and investment appraisals for new initiatives.

Requirements

• Qualified accountant (ACA, ACCA, CIMA) or equivalent experience in financial analysis
• Strong analytical and problem-solving skills with experience interpreting complex data and presenting insights
• Proven ability to influence stakeholders and communicate financial information effectively
• Experience in fast-paced, commercially focused environment
• Curious and self-driven mindset

Culture & Benefits

• Hybrid working with flexibility in hours and job share options
• Generous pension up to 15%, annual performance bonus, share schemes
• 30 days holiday plus bank holidays, adaptable benefits like discounted shopping
• Range of wellbeing initiatives, generous parental leave
• Commitment to diversity, equity, inclusion; Disability Confident Leader with guaranteed interviews and adjustments