Product Owner (Fintech)

TL;DR

Product Owner (Fintech): Leading regulatory initiatives for credit products, specifically overdrafts, within the Consumer Credit Directive framework with an accent on regulatory compliance, business impact, and customer experience. Focus on translating complex legal requirements into actionable product initiatives and optimizing end-to-end customer journeys.

Location: Hybrid in Madrid, Spain

Company

hirify.global is an independent technology consulting firm providing guidance and solutions to over 1000 clients globally across five continents.

What you will do

• Lead regulatory initiatives for credit products, with a specific focus on overdrafts (descubierto).
• Translate Consumer Credit Directive requirements into actionable initiatives integrated into processes and customer journeys.
• Act as the central point of reference for Legal, Compliance, and Risk departments.
• Ensure regulatory solutions are aligned with customer orientation, business impact, and technological feasibility.
• Analyze the impact of initiatives on P&L and customer portfolios to support data-driven decision-making.
• Collaborate with technology teams within a multidisciplinary Agile squad.

Requirements

• 3–5 years of professional experience as a Customer Journey Expert, business consultant, or Product/Project Manager.
• Proven experience leading projects, preferably those with a regulatory component.
• Knowledge of financial regulation and the Consumer Credit Directive.
• Experience with credit products, particularly overdrafts.
• Experience working with technology teams in Agile environments.
• Must be based in Madrid, Spain to support hybrid collaboration with client teams.

Nice to have

• Strong leadership and influence skills within matrix environments.
• High degree of proactivity and autonomy.
• Advanced analytical and structuring skills.

Culture & Benefits

• Hybrid work model providing flexibility.
• Access to internal academies, online trainings, webinars, and company-sponsored certifications.
• Annual training budget to accelerate professional growth.
• WeCare program for support during critical personal situations.
• Strong internal growth culture, with many senior leaders starting in entry-level roles.

Hiring process

• Brief introductory virtual or phone call.
• Average of 3 interviews with the line manager and future teammates.
• Potential case study or technical assessment depending on the role.