Portfolio Risk Manager (Fintech)

TL;DR

Portfolio Risk Manager (Fintech): Designing and owning the end-to-end credit risk framework for a new business line in Mexico with an accent on credit origination policy, risk metrics, and portfolio growth. Focus on building a risk team from scratch, implementing ML-driven credit decisioning, and ensuring sustainable portfolio performance.

Location: Hybrid in Mexico. Relocation support is available for the employee and their family.

Company

Fintech company launching a new business line in Mexico focused on innovative financial solutions.

What you will do

• Design credit origination policies, limit setting, pricing guardrails, and collections feedback loops from scratch.
• Manage risk appetite and maintain live dashboards to explain drivers of metric changes.
• Perform portfolio analytics, including segmentation, stress-testing, cohort analysis, and vintage tracking.
• Recruit, mentor, and develop a team of analysts, fostering a data-driven culture.
• Collaborate cross-functionally to embed risk controls in product specifications and customer journeys.

Requirements

• 3+ years of experience in credit risk management for retail or consumer lending within banking or fintech.
• Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning.
• Proficiency in SQL and Python/R with hands-on data experience.
• Proven leadership experience managing teams and setting OKRs.
• Bachelor’s degree in Finance, Economics, Engineering, or Mathematics.

Culture & Benefits

• Relocation support to Mexico for the employee and family.
• Flexible hybrid work arrangement.
• Comprehensive healthcare coverage.
• Education budget for language lessons, professional training, and certifications.
• Wellness budget for mental health and fitness activity reimbursements.
• Vacation policy including 20 days of annual leave and paid sick leave.