Head of Credit (Fintech)

TL;DR

Head of Credit (Fintech): Owning credit strategy for the Philippines market to build fast, accessible lending products for underserved communities with an accent on data-driven credit policies and risk management. Focus on collaborating with Data Science teams to implement decisioning frameworks and scaling the credit business profitably.

Location: Must be located in an APAC time zone (Remote APAC, Remote Singapore, or Hybrid in Manila)

Company

A fintech startup building accessible lending products for underserved communities in the Philippines using ML-powered credit models.

What you will do

• Develop and drive new credit policies for the Philippines market to uncover novel growth insights.
• Collaborate with the Data Science team to influence and implement models that drive business outcomes.
• Establish frameworks, infrastructure, and controls for high-quality credit program management.
• Partner with the leadership team to design growth plans and manage financial outcomes.
• Coordinate with international credit and data science teams to implement transferable strategies.
• Hire and lead a talented team of analysts to support business expansion.

Requirements

• Must be located in an APAC time zone.
• 6+ years of experience in data analytics and credit risk management, ideally in regions similar to the Philippines.
• Proven track record of building a credit product or business line within an early-stage startup.
• Experience leading and managing a team of analysts.
• Strong problem-solving skills and ability to communicate complex data to an executive audience.
• Willingness to travel 4-6 times per year.

Culture & Benefits

• Virtual-first environment with a WFH office reimbursement.
• Competitive compensation packages including generous equity.
• Flexible health plans with substantial subsidies based on global standards.
• Direct exposure to the leadership team and a culture where ideas move quickly.
• Paid global onsites held twice yearly for team connection.
• Growth opportunities based on contributions rather than rigid timelines.