Product Manager, Acquisitions Decisioning (Fintech)

TL;DR

Product Manager, Acquisitions Decisioning (Fintech): Own the "brain" of the customer acquisition engine, managing risk assessment, identity verification, and credit line determination in real-time. With an accent on bridging complex credit policies and technical execution for a scalable decisioning platform. Focus on optimizing third-party data integrations, deploying underwriting models, and implementing fraud defenses.

Location: Remote, United States

Salary: $115,000 - $127,000 annual base (plus incentive and equity)

Company

Purpose-driven fintech offering credit cards to underserved U.S. consumers with less-than-perfect credit, headquartered in Richmond, Virginia.

What you will do

• Define and execute the product roadmap for the post-application decisioning engine, translating strategic goals into technical requirements and user stories.
• Partner with Data, Credit, and Engineering to operationalize underwriting models and balance risk with speed-to-market.
• Optimize third-party data integrations for approval accuracy and cost efficiency.
• Collaborate with Fraud Operations on real-time defenses against synthetic fraud and identity theft.
• Monitor platform health for high availability, low latency, and seamless customer experience.

Requirements

• 3+ years of product management experience, focused on backend decisioning systems
• Technical proficiency for discussions on system architecture, APIs, and trade-offs
• Proficiency in SQL for querying data, decision logs, and funnel analysis
• Track record managing complex projects across multiple teams
• Experience designing and running A/B tests
• Strong analytical skills using data to drive decisions

Nice to have

• Experience in fintech, lending, or financial services
• Managing platform products with heavy data exchange and API integrations
• Operational experience with fraud prevention or management
• Familiarity with credit bureau data or identity verification services

Culture & Benefits

• Remote-friendly work environment
• Comprehensive benefits: 401(k) match, health/dental/vision insurance, disability coverage, paid parental leave, flexible spending accounts
• Paid time off, monthly wellness stipend, life insurance
• Annual incentive and equity programs
• Culture of unity, empathy, collaboration, and respect