Senior Product Manager (Payments Platform)

TL;DR

Senior Product Manager (Payments Platform): Own end-to-end billing infrastructure for rapidly growing AI music creation platform with an accent on scalable credits system, payments integrity, and revenue recovery strategies. Focus on designing subscription lifecycle management, tuning fraud detection rules, and ensuring compliance with PCI DSS and SCA across international markets.

Location: NYC; must be authorized to work in the United States (no visa sponsorship)

Salary: $200K - $240K

Company

Fastest-growing AI startup building a platform for creating and discovering original music, powered by leading music-creation model.

What you will do

• Own end-to-end billing infrastructure including payment processor integrations, subscription lifecycle, payment methods, and credits system
• Build scalable credits and entitlements system supporting promotional credits, gifted access, and usage-based models
• Support payments integrity by configuring fraud detection, reducing dispute rates, and managing chargeback thresholds
• Define revenue recovery strategy with retry logic, dunning, and delinquency communications to cut involuntary churn
• Manage compliance for PCI DSS, SCA, and payment regulations as expanding internationally
• Develop billing health instrumentation for key metrics like success rates, authorization, recovery, and disputes
• Partner with growth engineering on payment optimizations, card updates, and checkout improvements

Requirements

• 6+ years product management experience, 3+ years owning payments, billing, or subscription infrastructure at consumer/B2C product
• Hands-on Stripe/RevenueCat experience, understanding object model and debugging billing issues
• Depth in subscription lifecycle: trials, renewals, proration, upgrades/downgrades, entitlements
• Experience designing/improving dunning flows with impact on churn recovery
• Payment risk fluency: fraud tooling, decline categories, rule tuning in high-volume environment
• Comfort driving decisions cross-functionally with legal, finance, compliance, engineering

Nice to have

• Experience with mobile app store billing (App Store IAP, Google Play)
• Credits/wallet system design for digital goods
• Working across multiple PSPs

Culture & Benefits

• Competitive salary and meaningful equity
• 401(k) with company match
• Unlimited PTO
• Medical, dental, vision coverage
• Education stipend
• Commuter allowance and in-office lunch (Cambridge and NYC offices)