Senior Analyst, BCB Modelling (Fintech)

TL;DR

Senior Analyst, BCB Modelling (Fintech): Developing and maintaining complex credit risk models within the Business Banking and Commercial book of the Group with an accent on statistical modelling solutions. Focus on understanding customer behavior and credit performance to influence decision making.

Location: Leeds, Edinburgh or Newport. Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

Salary: £53,073 - £58,970

Company

hirify.global is building the future of finance.

What you will do

• Deliver sophisticated statistical modelling solutions to drive decision making across Risk.
• Use software tools such as SAS, Python and Excel to manipulate large datasets and to build, validate and analyse the performance of a range of predictive models.
• Understand customer behaviour and credit performance to influence decision making.
• Build relationships with business partners across the organisation to understand requirements and develop effective modelling and analytical solutions.
• Contribute to the development of the Risk Science team, sharing learning and knowledge and participating in team initiatives to build positive team culture.

Requirements

• Minimum of 18 months experience delivering analytics in a credit risk setting.
• Demonstrable understanding of the credit risk model development process.
• Experience using credit risk models e.g. to drive decisions or within a reporting context.
• A strong applied knowledge of statistical modelling e.g. regression or decision trees.
• Proficient in a coding language (e.g. SQL, SAS, Python) to manipulate data and produce insight using predictive analytics techniques.
• Ability to present techniques & findings in a clear, visual manner to support senior business partners decision making, including non-technical colleagues.

Nice to have

• Practical experience in operational, capital or impairment credit-risk modelling techniques and methods is desirable.
• Prior experience mentoring / coaching junior colleagues is desirable.

Culture & Benefits

• A generous pension contribution of up to 15%.
• An annual performance-related bonus.
• Share schemes including free shares.
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 28 days’ holiday, with bank holidays on top.
• A range of wellbeing initiatives and generous parental leave policies.