Data Analytics Consultant (Credit Specialist) (Fintech)

TL;DR

Data Analytics Consultant (Credit Specialist) (Fintech): Optimizing underwriting and decisioning strategies for financial institutions with an accent on credit risk analysis and consumer lending performance. Focus on interpreting complex credit reports, evaluating lending metrics, and translating analytical findings into actionable risk-management recommendations.

Location: Remote (US)

Salary: $74.3K – $108K

Company

hirify.global provides decisioning platforms and analytics tools to help financial institutions strengthen underwriting and drive sustainable lending outcomes.

What you will do

• Analyze credit bureau, application, and loan performance data to evaluate portfolio risk and delinquency patterns.
• Review and optimize underwriting guidelines, scorecards, and decision rules.
• Interpret consumer credit reports, including tradelines, inquiries, and utilization, to support risk profiling.
• Prepare client-facing reports and dashboards to communicate portfolio performance and risk trends.
• Lead client engagements to present findings and discuss credit risk optimization strategies.
• Collaborate with internal engineering and product teams to deliver high-quality analytics solutions.

Requirements

• Must be based in the US.
• 3–6 years of experience in credit risk analysis, underwriting, or financial services consulting.
• Experience working with consumer credit data and bureau reports (Experian, Equifax, TransUnion).
• Proficiency in SQL, Python, and Microsoft Excel.
• Experience with BI tools such as Power BI or Sisense.
• Strong ability to explain complex credit risk concepts to both technical and non-technical audiences.