Assumptions Processor (Mortgage)

TL;DR

Assumptions Processor (Mortgage): Managing the end-to-end processing of mortgage assumption requests with an accent on compliance with investor and regulatory guidelines. Focus on borrower eligibility validation, accurate loan data maintenance, and coordinating with stakeholders to ensure a seamless customer experience.

Location: Remote (Must be based in the USA)

Salary: $26 – $30 per hour

Company

hirify.global is a technology-first mortgage servicing and consumer direct lending company backed by a16z, utilizing an AI-native operating system to modernize the homeowner journey.

What you will do

• Process mortgage assumption requests from initiation to completion, ensuring compliance with investor and regulatory guidelines.
• Communicate directly with borrowers and real estate agents to resolve issues and explain requirements.
• Manage multiple assumption files concurrently while adhering to SLAs and quality standards.
• Validate borrower eligibility based on Freddie Mac, Fannie Mae, and Ginnie Mae requirements.
• Maintain accurate loan data in the servicing system, including ownership and assumption terms.
• Track milestones and maintain audit-ready documentation for internal and regulatory reviews.

Requirements

• 2+ years of experience in mortgage servicing or processing.
• Working knowledge of Freddie Mac, Fannie Mae, and Ginnie Mae servicing guidelines.
• Experience working with agency and government loan products.
• Familiarity with state-specific recording requirements.
• High school diploma, GED, or equivalent secondary education certification.
• Must be based in the United States

Culture & Benefits

• Competitive salary with a 401(k) plan including a 4% annual match.
• Generous paid time off: 17 days PTO, 5 sick/personal days, and 11 company holidays.
• Comprehensive, low-cost medical, dental, and vision benefits with EAP support.
• 12 weeks of fully paid parental leave for both birthing and non-birthing parents.
• Career growth opportunities via quarterly promotions and annual reviews.
• Healthy work-life balance with no weekends or late nights required.