Senior Fraud and Risk Engineer (Fintech)

Location: New York City, United States; preference for hybrid work in the NYC office

Company

hirify.global builds AI-powered infrastructure for global commerce, combining payments, stablecoins, compliance, risk, fraud prevention, chargebacks, reconciliation, and customer support.

What you will do

• Own and evolve the fraud risk engine across diverse merchant categories.
• Integrate Sift ML scoring and Sardine rules into the multi-merchant risk platform.
• Design scalable rules architecture with category defaults, merchant overrides, velocity checks, and blocklists.
• Tune thresholds and features to optimize approval rates and reduce fraud.
• Build feedback loops using manual review decisions, chargeback data, and model retraining.
• Lead merchant onboarding, monitor fraud KPIs, and collaborate with product, engineering, operations, and risk teams.

Requirements

• Bachelor’s degree or equivalent practical experience.
• 6+ years of fraud or risk engineering experience in fintech, payments, marketplaces, acquiring, or related technology environments.
• Hands-on experience integrating and operating third-party fraud platforms such as Sift, Sardine, Forter, Featurespace, Feedzai, or Kount.
• Experience designing fraud systems for multi-merchant or marketplace environments, including segmentation, shared models, and merchant-specific strategies.
• Strong understanding of payments infrastructure, transaction flows, fraud vectors, rules engine design, manual review, chargebacks, and false-positive analysis.
• Ability to own risk systems end-to-end, from architecture and integration through deployment, measurement, and iteration.

Nice to have

• Familiarity with PCI compliance, 3DS, and PSP-level risk tooling.
• Experience with high-risk verticals such as gaming, crypto, or digital goods.

Culture & Benefits

• High-ownership role with direct influence on risk as a core product function.
• Opportunity to work in a fast-growing, well-capitalized fintech company.
• Cross-functional collaboration across engineering, product, operations, and risk.
• Hybrid work is preferred in the New York City office.