Senior Analyst - Credit Risk & Underwriting

TL;DR

Senior Analyst - Credit Risk & Underwriting: Building responsible, fair, and efficient credit decisions by combining data-driven insights with underwriting expertise with an accent on evolving underwriting policies and transitioning to a unified global platform. Focus on optimizing credit strategies, translating complex data into actionable improvements, and balancing risk with business objectives.

New York (full-time onsite)

$120,450 USD - $134,904 USD

Company

Global fintech company providing payment solutions and building credit decisioning platforms.

What you will do

• Contribute to credit decisioning by combining data insights with underwriting expertise.
• Work across product, risk, and regional teams to evolve underwriting policies.
• Support transition to a unified global credit platform.
• Optimize credit strategies to strengthen consumer trust and portfolio performance.
• Translate complex data into actionable improvements balancing risk and growth.

Requirements

• Bachelor’s degree in Finance, Economics, Data Science, or related field
• 5+ years in consumer credit risk, underwriting, or related field
• Proficiency in SQL and experience with large datasets
• Familiarity with credit bureau data, repayment behavior, and credit risk frameworks
• Strong analytical skills to translate data into business insights
• Effective communication to explain complex concepts
• Ability to work cross-functionally in fast-paced environment

Nice to have

• Exposure to global credit products or multi-market underwriting
• Experience with credit decisioning systems or policy engines
• Understanding of cost optimization for credit bureau usage

Culture & Benefits

• Equal opportunity employer committed to diversity and inclusion.
• Total compensation includes base pay, equity, health/wellness stipends.
• Benefits: life insurance, medical, dental, vision coverage for dependents.