Investigations Analyst, Suspicious Activity Reports (Fintech)

TL;DR

Investigations Analyst (Fintech): Detecting, preventing, and reporting financial crimes by investigating complex alerts and cases, preparing Suspicious Activity Reports, and conducting Enhanced Due Diligence with an accent on financial crime risks specific to digital payments, money transmission, wallets, or peer-to-peer platforms. Focus on maintaining expertise in BSA/AML/OFAC regulations, FinCEN guidance, and payment industry financial crime trends.

Location: New York, NY

Company

hirify.global’s mission is to create AI systems that can accurately understand the universe and aid humanity in its pursuit of knowledge.

What you will do

• Independently investigate and resolve complex alerts and cases from transaction monitoring systems.
• Prepare, review, and recommend filing of Suspicious Activity Reports (SARs).
• Conduct Enhanced Due Diligence (EDD) on high-risk users and transactions.
• Assist in tuning and optimizing transaction monitoring rules and scenarios to reduce false positives.
• Mentor and provide guidance to junior team members on investigation techniques and regulatory requirements.
• Collaborate with internal teams on compliance-related initiatives and new product launches.

Requirements

• 4+ years of hands-on experience in AML, ideally in fintech or banking.
• Familiarity with financial crime risks specific to digital payments, money transmission, wallets, or peer-to-peer platforms is highly desirable.
• Proven experience preparing and filing SARs, including high-quality, well-structured narratives.
• In-depth knowledge of BSA/AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC sanctions, and related requirements.
• Proven familiarity with local, regional, and international regulatory bodies (e.g., FinCEN, FATF, or equivalent).
• Excellent verbal, written, and presentation skills.

Nice to have

• AML-related certifications (e.g., CAMS, CGSS) are preferred but not required.

Culture & Benefits

• Small, highly motivated team focused on engineering excellence.
• Flat organizational structure where all employees contribute directly to the company’s mission.
• Opportunity to take on leadership roles by showing initiative and consistently delivering excellence.
• Focus on strong communication skills to concisely and accurately share knowledge with teammates.