Senior Business Analyst (Payments Engineering)

TL;DR

Senior Business Analyst (Payments Engineering): Leading the definition and strategic documentation of complex business and functional requirements for large-scale payment initiatives with an accent on translating strategic business needs into actionable backlogs and guiding development of robust, scalable payment systems. Focus on critical analysis, influencing cross-functional teams, and owning the full lifecycle of strategic payment projects.

Location: Onsite in New York, New York, United States

Salary: $130,000–$250,000

Company

hirify.global is a leading global investment banking, securities, and investment management firm headquartered in New York, with offices around the world.

What you will do

• Lead elicitation, critical analysis, and strategic documentation of complex business and functional requirements for large-scale payment initiatives.
• Define and own the translation of strategic business needs into clear epics and detailed user stories aligned with the product roadmap.
• Drive and influence cross-functional teams, including senior leaders in product, engineering, operations, and legal/compliance, to achieve consensus on solution designs.
• Serve as a Subject Matter Expert (SME) and key strategic liaison, providing authoritative guidance on payment systems, industry trends, and regulatory changes.
• Mentor and guide junior business analysts, fostering best practices in requirements gathering and Agile methodologies.
• Own the full lifecycle of strategic projects, from deep-dive analyses to implementation, to achieve significant gains in straight-through processing (STP) and reductions in operational risk.

Requirements

• 8+ years of professional experience as a business analyst, with a significant focus on payments, financial technology, or corporate banking.
• Extensive, hands-on experience leading requirements definition and creating epics/user stories for complex, large-scale payment platforms or products.
• Expert-level knowledge of the global payments ecosystem, including deep understanding of payment rail schemes such as FedACH, RTGS (e.g., Fedwire, CHAPS), ACH/Low-Value (e.g., SEPA), and Real-Time Payments (e.g., RTP, FedNow).
• Proven track record of leading and delivering complex, cross-functional payment initiatives from conception to launch in a fast-paced, Agile environment (Scrum/Kanban).
• Demonstrated experience in mentoring junior team members and leading project workstreams.
• Exceptional communication, negotiation, and influencing skills, with the ability to engage effectively with executive-level stakeholders.

Nice to have

• Deep expertise in designing and optimizing payment operational workflows, including reconciliation and exception handling.
• Experience leading vendor selection processes, integrations, and managing strategic relationships with key technology partners (e.g., Volante, Finastra, ACI Worldwide).
• In-depth knowledge of the global regulatory landscape impacting payments, such as PSD2/PSD3, Open Banking, ISO 20022 migration, and AML/sanctions screening requirements.
• Proven experience in defining solutions for compliance, audit, or SOX controls within a financial institution.
• Strong background in corporate cash management, treasury services, or correspondent banking.

Culture & Benefits

• Committed to fostering and advancing diversity and inclusion, ensuring opportunities to grow professionally and personally.
• Provides valuable and competitive benefits and wellness offerings, including 401(k) and health insurance.
• Offers training and development opportunities and firmwide networks.
• Committed to finding reasonable accommodations for candidates with special needs or disabilities during the recruiting process.