Enterprise Partnerships, Credit Risk, Vice President (Credit Risk)

TL;DR

Enterprise Partnerships, Credit Risk, Vice President (Fintech): Developing, implementing, and maintaining underwriting and customer management strategies for consumer lending with an accent on leveraging traditional, alternative, and behavioral data to ensure risk-adjusted returns. Focus on analyzing data to generate insights for credit decisions and effectively managing business risk.

Location: Wilmington, DE; Salt Lake City, UT; New York, NY

Company

hirify.global is a leading global investment banking, securities, and investment management firm, empowering clients with innovative and customer-centered financial products.

What you will do

• Build and optimize customer management strategies to improve customer-level profitability.
• Analyze various data types (e.g., bureau, behavioral, macroeconomic) using statistical tools to generate insights and optimize credit decisions.
• Partner with marketing, finance, engineering, and operations teams to ensure appropriate execution of credit policy requirements.
• Analyze and evaluate potential vendors/data providers for incremental value in credit management strategies.
• Develop analytical reports and presentations for senior management, executive committees, and regulatory exams.
• Create a strong risk management and control culture to ensure ongoing compliance with regulatory and policy requirements.

Requirements

• Bachelor’s (Master’s preferred) degree (U.S. or equivalent) in Mathematics, Statistics, Economics, Engineering, or a related field.
• 8+ years of relevant industry experience in credit risk strategy and customer management policy, preferably with large-scale accounts.
• Comprehensive knowledge of credit risk strategies for customer management policy, including experience in design and implementation of credit risk policies and analyzing portfolio health.
• Experience in design and execution of a credit testing strategy utilizing risk models and decision tree frameworks.
• Prior work experience must include working with U.S. Credit bureau data, Risk Scorecards, and P&L management for line and account management programs.
• Hands-on experience with SAS, R, Python (or similar database query language) for extracting data, statistical modeling, and analyzing time-series data.

Culture & Benefits

• Commitment to fostering and advancing diversity and inclusion.
• Opportunities for professional and personal growth through training and development.
• Access to firmwide networks, wellness, personal finance, and mindfulness programs.
• Best-in-class benefits.