Senior Credit Risk Analyst (Fintech)

TL;DR

Senior Credit Risk Analyst (Fintech): Contributing to credit and collections strategies, managing a high-growth portfolio, and using data-driven insights to optimize risk management. Focus on advanced data analytics, machine learning, and collaboration with cross-functional teams to enhance credit risk controls in new products.

Location: Primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices.

Company

hirify.global is on a mission to build a more rewarding financial future for all Canadians.

What you will do

• Design, test, and implement innovative collections strategies, using credit risk models and data-driven insights to balance revenue and risk.
• Monitor and report on the performance of collections strategies for lending products, benchmarking against targets and providing insight-driven summaries.
• Implement and maintain risk management practices throughout the testing process, identifying and mitigating potential risks associated with new strategies.
• Conduct deep-dive analyses using advanced data analytics and machine learning to analyze risk profiles and identify trends.
• Collaborate with cross-functional teams including Product, Engineering, and Finance to embed foundational credit risk controls in new features and products.
• Develop a foundational understanding of credit losses typologies, company products, and industry best practices.

Requirements

• 5+ years of experience as a Business Analyst, preferably in the financial services or fintech industry.
• Strong proficiency in SQL for data querying, manipulation, and analysis is a must.
• Proven experience working with BI and data visualization tools such as Looker, Tableau, or PowerBI.
• Exceptional analytical and problem-solving skills, with a keen ability to break down complex problems into manageable components.
• Excellent communication and interpersonal skills, with the ability to effectively collaborate with both technical and non-technical stakeholders.
• A foundational understanding of various delinquency reasons and a commitment to staying updated on industry best practices and improving your analytical skills.

Culture & Benefits

• Opportunity to work at a rapidly expanding tech startup.
• All team members have a stake in hirify.global’s success and earn meaningful equity through stock options.
• The company believes in equal opportunity and are committed to creating an inclusive climate where everyone can thrive.
• Collaboration primarily occurs in person across the Calgary, Winnipeg, and Toronto offices.