Staff Product Manager, Loan Management System (Fintech)

Location: Remote within the United States; team members may live and work anywhere in the United States except Hawaii. Virtual-first work with occasional all-company in-person events once or twice a year.

Salary: $208K–$290K annually, plus equity.

Company

hirify.global is a financial technology company building affordable, transparent, user-centered credit products for financially vulnerable Americans, including ExtraCash and Flex.

What you will do

• Own the loan management system and systems of record, including the ledger, loan casting, pay-in-4 installments, fees, repayment, collections, and compliance tooling.
• Lead build-versus-buy decisions and migrate from the current loan-servicing platform to a reliable, scalable foundation.
• Evolve the LMS from a single-product integration into a reusable platform for future loan products.
• Deliver installment schedules aligned with paycheck dates, early payoff, and decline and failure handling.
• Define and track system health, payoff rates, and loss performance to prioritize investments.
• Collaborate with Risk, Legal/Compliance, Data Science, Engineering, Operations, and external partners including Coastal and LoanPro.

Requirements

• 8+ years of product management experience, including meaningful experience in lending, credit, or financial systems.
• Direct experience across origination, underwriting, servicing, repayment, collections, and related risk and compliance considerations.
• Experience building internal platforms or systems of record, ideally transitioning from a single product to a platform.
• Ability to set direction in ambiguous, greenfield areas and drive cross-functional execution without formal authority.
• Strong analytical skills and comfort using data to inform decisions.
• Proven ability to use AI tools to improve speed, quality, and impact.
• Ability to make trade-offs between speed, resilience, long-term flexibility, correctness, and controls in high-stakes systems.

Nice to have

• Experience with BNPL, installment, or pay-over-time products.
• Hands-on experience with third-party loan-servicing systems such as LoanPro.
• Experience coordinating with bank or sponsor partners such as Coastal.
• Familiarity with adverse action notices, Reg B, FCRA, and consumer-lending compliance.
• Experience with ledger or servicing migrations, or launching a second product on shared infrastructure.

Culture & Benefits

• Virtual-first culture with flexible hours and a home office stipend.
• Premium medical, dental, and vision insurance, 401(k) matching, financial wellness support, and meaningful equity in a public company.
• Generous paid parental and caregiver leave, flexible PTO, and company holidays including Juneteenth and Winter Break.
• Opportunities to work on high-impact financial products serving millions of members, with autonomy, visibility, and accountability for foundational infrastructure.
• All-company in-person events once or twice a year and virtual events throughout the year.