Head of Risk US (Fintech)

Location: Hybrid in Miami or Washington, US, with office attendance at least twice per week.

Company

hirify.global is a fintech serving more than 140 million customers through a digital platform powered by proprietary technology and data at scale.

What you will do

• Build and lead the US risk management framework across credit, market, liquidity, operational, financial crime, and compliance risk.
• Develop risk appetite, limits, metrics, reporting dashboards, and early-warning indicators aligned with US Board risk tolerance.
• Serve as the independent risk voice with US regulators and maintain relationships with senior regulatory stakeholders.
• Support the US Board Risk Management Committee and participate in senior committees including Risk, ALCO, Compliance, and New Product Approval.
• Coordinate the US risk surface with global functional heads and oversee operational losses, cyber incidents, and key risk indicators.
• Build and develop the US risk team while partnering with engineering, technology, Legal, Compliance, Finance, and US leadership.

Requirements

• Bachelor’s degree required; 15+ years of risk management experience in financial services, including significant experience in the US market.
• Deep knowledge of the US regulatory environment, including OCC, Fed, and FDIC requirements, with senior-level direct regulator engagement experience.
• Experience building or significantly transforming a risk function from an early or mid-stage operation into a mature framework.
• Strong understanding of credit, market, liquidity, operational, financial crime, and compliance risk, with particular depth in AML/BSA, operational risk, and cyber risk.
• Hands-on leadership experience in fast-moving environments, including building structure from scratch and managing ambiguity.
• Ability to engage independently with boards, regulators, and senior governance bodies.
• Strong stakeholder management skills, especially with engineering and technology teams, including translating risk requirements into development priorities.
• Ability to adapt quickly to regulatory changes and reprioritize effectively; data-driven mindset and commitment to contihirify.globalous learning.
• Candidates with only large traditional-bank experience and no demonstrated adaptability may not be suitable for this growth stage.

Nice to have

• Advanced degree such as MBA, MSc Finance, or JD, or professional certification such as CFA or FRM.
• Experience in financial institutions, fintechs, or challenger banks.

Culture & Benefits

• Risk is treated as a business enabler, with controls applied proportionally to materiality.
• Hybrid work model with office attendance at least twice per week on strategic collaboration days.
• Opportunity to earn equity at hirify.global.
• Medical, dental, vision, life, and AD&D insurance, plus 401(k), HSA, and FSA plans.
• Extended maternity and paternity leave, work-from-home allowance, learning programs, and mental health and wellness support.
• Relocation assistance package may be available where applicable.