Fraud Strategy Manager (Fintech)

Location: San Francisco, California; hybrid work with at least three days per week in the office

Annual starting salary: $150,000–$210,000 + equity

Company

hirify.global builds APIs and components that enable companies such as Coinbase and Bilt to create branded credit cards while hirify.global manages lending, compliance, and operations.

What you will do

• Lead approve, decline, and step-up transaction decisioning across hirify.global-issued cards, partnering with data science on thresholds, segmentation, and policy.
• Design detection and authentication controls for account takeover, SIM swaps, social engineering, and sensitive account changes.
• Set ACH and balance-transfer hold strategies and detect funding fraud, payment reversals, and bust-out behavior.
• Build real-time monitoring and response plans for BIN attacks, merchant compromises, and fraud rings, including post-event reviews.
• Define fraud KPIs, conduct portfolio reviews, and build reporting to support rapid policy updates.
• Translate strategy into product and engineering requirements and coordinate with compliance, legal, operations, and network partners on controls and recovery workflows.

Requirements

• 5+ years of experience in transaction fraud strategy at a card issuer, fintech, payments network, or financial institution.
• Experience with fraud decisioning across card-not-present, card-present, account takeover, payment fraud, and coordinated fraud events.
• Working knowledge of Visa, Mastercard, or Amex rules, including authorization, chargebacks, disputes, and fraud monitoring programs.
• Familiarity with payment holds and funding fraud patterns, including ACH returns, payment reversals, and bust-out behavior.
• SQL skills and experience using data to build, evaluate, and tune fraud rules and models.
• Clear communication skills for explaining fraud tradeoffs and recommendations to executives, network partners, and compliance teams.
• Collaborative and proactive approach, with the ability to act on incomplete information, ask effective questions, and align teams around decisions.

Culture & Benefits

• In-office collaboration is expected at least three days per week, with most employees attending more frequently.
• Startup equity, 100% primary health, vision, and dental coverage, and 75% dependent coverage.
• Catered lunches, a $250 monthly commuter benefit, parental leave, and team-building events.
• Flexible PTO with a minimum of 15 days off per year, Apple equipment, and a 401(k) plan.
• Equal opportunity employment with no discrimination based on characteristics protected by applicable law.