Life Underwriting Consultant

Location: Work from home, USA; remote environment

Salary: $85,000–$105,000 annually; typically eligible for a discretionary annual bonus of 12.5%

Company

hirify.global is a financial services company providing life insurance, annuities, employee benefits, retirement plans, investment solutions, and related products as part of Aegon.

What you will do

• Ensure effective risk selection for reviewed life underwriting cases.
• Exercise approval authority up to $2.5–$5 million through all tables and ages, and evaluate cases up to $7.5 million.
• Make complex underwriting decisions, ask value-added clarification questions, and defend decisions.
• Mentor underwriters and provide consultative services to subordinates.
• Plan and execute individual and team underwriting objectives while collaborating with Underwriting, New Business, and distribution groups.
• Improve underwriting processes using Lean knowledge and demonstrate business results.

Requirements

• Bachelor’s degree or equivalent combination of education and experience.
• At least 6 years of life or health underwriting experience.
• Proven competency in the tasks and expectations of Underwriter, Intermediate Underwriter, and Senior Underwriter roles.
• Demonstrated leadership within a team and underwriting department.
• Experience with AWD or a similar system, MS Office, risk assessment, underwriting platforms, and financial analysis.
• Continuous learning in the underwriting profession and the ability to plan and execute underwriting objectives.

Nice to have

• Ability to multitask and prioritize.
• Excellent verbal and written communication with internal and external audiences at different levels.
• Ability to meet high productivity demands for self and staff.
• Strong decision-making and problem-solving skills.
• Ability to work independently in a remote virtual environment and with a team.

Culture & Benefits

• Full-time employee position with a remote work environment.
• Benefits may include pension and 401(k) match, employee stock purchase plan, tuition reimbursement, disability, medical, dental, and vision insurance.
• Paid time off starts at 160 hours annually in the first year, with ten paid holidays typically mirroring NYSE holidays.
• Additional programs include parental leave, adoption assistance, backup care, wellness support, employee assistance, volunteer PTO, training, and development opportunities.
• Inclusion and diversity programs, employee resource groups, and employee recognition programs are available.

Hiring process

• Official offers are sent via DocuSign after a verbal offer, not by text or email.
• Personal information or upfront payment for equipment will never be requested.