Compliance and Risk Officer (Canada and US)

Location: Hybrid; Canada, with Mexico listed as another location

Company

hirify.global is a regulated crypto and financial-services company in the Philippines, serving more than 18 million users through a mobile app for cryptocurrency trading and financial services.

What you will do

• Build and maintain written compliance programs for Canadian and US money services businesses, including client and beneficial-ownership due diligence, enhanced measures, record keeping, travel-rule data, and training.
• Assess money-laundering, terrorist-financing, sanctions-evasion, product, payment-rail, corridor, and geographic risks before and during launch.
• Direct external compliance providers, review their work, and lead regulatory examinations, bank-partner due diligence, information requests, and remediation of findings.
• Run transaction monitoring and sanctions screening, decide escalated alerts, manage law-enforcement requests, and oversee required Canadian and US regulatory reports.
• Oversee the Canadian risk-management and incident-response framework, including third-party risk, safeguarding of funds, incident reporting, and required Bank of Canada notifications.
• Maintain risk registers and risk appetite, commission independent reviews, track findings to closure, and report risk matters to the board.

Requirements

• At least 7 years of AML and sanctions-compliance experience at money services businesses, payment companies, or a bank payments division, including at least 3 years as a compliance officer, MLRO, or deputy.
• Deep knowledge of Canada's Proceeds of Crime (Money Laundering) and Terrorist Financing Act and FINTRAC guidance, plus working knowledge of the Retail Payment Activities Act.
• Experience building compliance programs, including policies, risk assessments, and training plans.
• Experience deciding on and filing suspicious-transaction reports and operating transaction monitoring and sanctions screening.
• Experience leading a FINTRAC, bank-partner, or audit examination and closing findings.
• Due-diligence experience with business clients, including clients paying out for their own customers, banks, and payout partners.
• Recognised AML certification such as CAMS, or equivalent experience.
• Clear writing for boards, regulators, and banks, and the ability to work independently across time zones.
• Ability to pass background checks required by regulators and banking partners.

Culture & Benefits

• Hybrid work arrangement in the listed locations.
• Cross-functional collaboration on implementations intended to improve customer experience.
• Fast-growing organisation expanding beyond APAC, with opportunities for career advancement.
• Culture that welcomes data-backed ideas and meaningful operational change.