Commercial Closing Senior Officer (United States)

Location: Hybrid position in Baltimore, Maryland, United States; four days in the office. Open to locations within the M&T footprint.

Salary: $39.47–$65.78 hourly (USD)

Company

M&T Bank provides commercial banking and loan services.

What you will do

• Own commercial loan closing activities from term-sheet issuance through documentation, funding, booking, and post-close handoff.
• Review due diligence, loan documents, collateral, borrowing parties, credit approvals, closing data, and settlement details.
• Set closing expectations, issue Clear to Close approval, confirm closing plans, and coordinate internal and external stakeholders.
• Resolve documentation, due diligence, funding, and process discrepancies; escalate exceptions, delays, and risks as appropriate.
• Complete post-close reviews, verify proper execution, and coordinate handoffs to post-close and relationship teams.
• Provide coaching, leadership, and mentoring while managing multiple concurrent closing requests.

Requirements

• Bachelor’s degree plus at least four years of commercial loan closing, documentation, operations, or administration experience; alternatively, eight combined years of higher education and/or work experience including four years in these areas.
• Previous work leadership experience.
• Specific knowledge of commercial closing processes and procedures, loan documentation, loan policy, applicable regulations, and affiliated technology.
• Familiarity with loan approvals, escalation and exception requirements, and other approvals needed for closing.
• Ability to work independently and collaboratively, manage multiple assignments under time constraints, and meet deadlines.
• Strong organization, attention to detail, critical thinking, interpersonal, verbal, and written communication skills.
• Knowledge of unit and department policies and procedures.

Nice to have

• Knowledge of applicable products, systems, and workflows.
• Paralegal experience, lending operations, underwriting, or customer service experience.

Culture & Benefits

• Hybrid schedule with four days per week in the office.
• Work includes collaboration with bank departments, counsel, relationship teams, attorneys, clients, and other business partners.
• Expected to support a culture of belonging and maintain M&T Bank risk, regulatory, and internal control standards.
• Compensation is market-informed and determined by the candidate’s knowledge, skills, and experience within the stated hourly range.