Structured Finance Cash Flow Analytics, Assistant Vice President / Vice President – Chicago

Location: Chicago, hybrid work with four days in-office each week in most locations

Total cash compensation: $133,900–$209,433.33 annually, including base salary and target incentive

Company

hirify.global provides independent credit rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally.

What you will do

• Develop, maintain, run, and analyze cash flow models for new-issue, amendment, and surveillance transactions.
• Model complex and bespoke securitization structures, including new asset classes, first-time issuers, and nonstandard structural features.
• Interpret legal documentation and translate waterfall mechanics, excess spread, triggers, shortfalls, loss allocations, and other provisions into accurate models.
• Perform cash flow tie-outs and reconcile issuer assumptions and model outputs with hirify.global methodologies and analytical expectations.
• Work with Ratings Analysts to evaluate cash flow results, structural risks, and credit implications; present findings to senior stakeholders and rating committees.
• Provide technical review, guidance, and informal training to junior analysts while collaborating across global Cash Flow Analytics and Structured Finance teams.

Requirements

• Bachelor’s degree in Finance, Engineering, Mathematics, or a related quantitative discipline.
• Approximately 4+ years of structured finance experience, including direct, hands-on cash flow modeling experience.
• Strong understanding of securitization structures, cash flow waterfalls, and structured finance credit analysis.
• Ability to independently interpret transaction documentation and model complex or bespoke securitization transactions.
• Experience in one or more asset classes, including ABS, RMBS, CMBS, or Structured Credit.
• Strong quantitative and analytical capabilities, exceptional attention to detail, and ability to manage multiple transaction deadlines.
• Excellent written and verbal communication skills, including the ability to explain complex analytical findings to senior stakeholders.
• Ability to work independently and collaboratively in a fast-paced, global team environment.
• For Vice President consideration: greater depth of structured finance experience, ability to independently lead highly complex transactions, and a track record of providing technical guidance to other analysts.

Nice to have

• Proficiency with Intex products, particularly Dealmaker and Calc, or other cash flow modeling tools.
• Experience reviewing work and providing guidance to junior analysts.
• Advanced Excel, VBA, and Python knowledge.
• Familiarity with AI-assisted analytical and validation tools.
• Master’s degree in a related field or progress toward the CFA designation.

Culture & Benefits

• Hybrid work environment designed for regular in-person collaboration, with flexibility as needs change.
• 401(k) match up to 6% of salary, stock ownership potential, and company-provided life insurance.
• Medical, dental, and vision coverage with potential premium discounts and HSA contributions; disability insurance and wellness incentives.
• Trust-Based Time Off, a six-week paid sabbatical, paid family caregiving leave, and 8–24 weeks of paid parental leave.
• Leadership coaching, formal mentorship, tuition reimbursement, and a $1,000 annual flex stipend for education and well-being expenses.
• Employment requires confidential disclosure and compliance review of personal and related investments; certain US employee accounts may need to be held with an approved broker.