Credit Card Risk Strategy Analyst

Location: Chicago, IL; office-based workplace

Salary: $102,000–$208,000 annual base salary, plus eligibility for applicable incentive compensation.

Company

hirify.global is a financial services organization offering consumer credit products.

What you will do

• Lead the development, implementation, oversight, and change management of consumer credit card new-account origination strategies.
• Own account approval, initial credit line assignment, risk-based pricing, segment-level reporting, and post-implementation monitoring.
• Design, execute, and evaluate policy experiments and A/B tests, translating findings into credit policy and strategy improvements.
• Build forecasting, monitoring, and reporting frameworks for credit risk performance and emerging portfolio trends.
• Partner with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance.
• Analyze performance using SQL and SAS and align strategies with portfolio loss, risk-adjusted return, and regulatory objectives.

Requirements

• Bachelor’s degree.
• 7+ years of experience in an analytics role within financial services.
• 5+ years of experience with SQL and SAS.
• Experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.
• Understanding of credit card profit-and-loss drivers and financial performance.

Nice to have

• MBA, MS, or Ph.D. in Statistics, Economics, Finance, or Business Analytics.
• Experience with Tableau, Snowflake, comparable data visualization tools, and Microsoft Excel.
• Strong organization, communication, analytical, problem-solving, and attention-to-detail skills.
• Ability to manage multiple projects and prioritize within tight time constraints.

Culture & Benefits

• Office-based work with a stated workplace approach combining in-office and work-from-home practices; the specific arrangement is provided by the hiring team.
• Health insurance, wellness programs, life and disability insurance, retirement savings, paid leave, paid holidays, and paid time off.
• Equal Opportunity Employer.
• Exempt position and not eligible for overtime pay.