Senior Credit Risk Analyst (Fintech)

Location: Mountain View, California, United States

Salary: $150,500–$204,000 base pay

Company

hirify.global is a financial technology platform offering products including TurboTax, Credit Karma, QuickBooks, and Mailchimp. The role supports QuickBooks financial risk management for small businesses.

What you will do

• Use advanced analytical techniques to analyze large-scale account and transaction data and develop actionable financial risk strategies.
• Lead the full risk strategy and policy lifecycle, including identifying opportunities, developing and testing policies, launching them to production, and monitoring performance.
• Build expertise across risks affecting money movement products and balance risk mitigation, profitability, and business growth.
• Collaborate with data science, risk operations, product, data engineering, and analytics teams on customer segmentation, risk strategies, and portfolio analysis.
• Evaluate third-party data providers for individual and business credit risk and other exposure risks.
• Design, implement, and monitor tests for new methodologies and key risk-strategy metrics.

Requirements

• 4+ years of experience in data analytics or data science roles supporting risk in financial services.
• Strong analytical and problem-solving skills, including statistical modeling, loss forecasting, and collections.
• Knowledge of payment processing fundamentals and industry fraud and risk trends.
• Experience using data to generate quantitative and qualitative business insights.
• Proficiency in SQL, Python, Tableau, and Excel.
• Ability to communicate data insights effectively, educate stakeholders, and motivate action on recommendations.
• Ability to work in a fast-paced environment, manage multiple priorities, and balance short- and long-term strategic implications.
• MS or PhD in a quantitative field such as Statistics, Mathematics, Finance, Economics, or Operations Research.
• Good judgment and the ability to think creatively and strategically.

Nice to have

• Working knowledge of A/B testing.

Culture & Benefits

• Work within an innovative, fast-paced FinTech Risk team focused on financial risk and payment products.
• Competitive compensation with performance-based rewards.
• Potential eligibility for cash bonuses, equity rewards, and benefits under applicable plans and programs.
• Base pay is determined by job-related knowledge, skills, experience, and work location.