Credit Officer - Mortgages 100% (f/m/d)

Location: Zurich, Switzerland

Company

hirify.global is a wealth management and private banking institution.

What you will do

• Evaluate mortgage requests within personal approval authority, including borrower creditworthiness, collateral, and structural risks.
• Provide feedback and recommendations to Mortgage Advisors and Relationship Managers.
• Ensure transactions meet legal, regulatory, and internal requirements.
• Administer active mortgage facilities throughout their lifecycle, including modifications and renewals.
• Improve data quality across current and new mortgage positions.
• Optimize processes and support efficient transaction execution with Mortgage Advisors, the Real Estate Team, Relationship Managers, and internal stakeholders.

Requirements

• Bachelor’s degree in Finance, Business, or a related field; equivalent professional experience may also be considered.
• 3–5+ years of experience in mortgage lending, ideally in private banking or wealth management.
• Solid understanding of mortgage underwriting, product structures, and risk mitigation techniques.
• Familiarity with Swiss banking regulations and frameworks.
• Ability to work independently, manage competing priorities, and deliver high-quality results.
• Collaborative mindset and strong communication skills, with proven ability to work effectively in cross-functional teams.
• French and English proficiency are required, together with demonstrable proficiency in German.

Culture & Benefits

• Full-time employment in an onsite Zurich-based role.
• Work in a second-line-of-defense credit risk function supporting domestic and international private banking clients.
• Close collaboration with Mortgage Advisors, Relationship Managers, the hirify.global Real Estate Team, and internal stakeholders.

Hiring process

• Submit a full job application through the online application tool.