Senior Underwriter (Alternative Risk Transfer)

Location: Atlanta, GA; Chicago, IL; Madison, WI; or New York City, NY. Hybrid work with 2–3 office days per week or remote work. Applicants must be authorized to work in the United States on a full-time basis without current or future sponsorship.

Salary: $124,000–$233,000 annually, plus eligibility for an annual discretionary bonus.

Company

hirify.global is an international insurer focused on helping customers, communities, and organizations protect what matters most.

What you will do

• Underwrite new business and renewals within underwriting guidelines, delegated authority, and agreed service levels.
• Review and approve complex risks, authorize referrals, and support profitable growth in the Alternative Risk Transfer product class.
• Provide technical expertise, identify issues and opportunities, and deliver timely decisions and problem-solving solutions.
• Build and maintain relationships with customers, intermediaries, brokers, corporate risk managers, captive managers, consultants, reinsurance partners, and other stakeholders.
• Contribute to business planning, portfolio analysis, product development, underwriting frameworks, guidelines, and portfolio strategies.
• Collaborate across underwriting, actuarial/pricing, claims, legal, finance, reinsurance, and operations while supporting team knowledge and development.

Requirements

• Bachelor’s degree or equivalent combination of education and work experience.
• Progressive experience in complex commercial insurance, specialty underwriting, reinsurance, captive/fronting, or alternative risk solutions.
• Experience underwriting complex accounts and structuring non-standard risk solutions for large or sophisticated commercial insureds.
• Experience with structured insurance, multi-line/multi-year programs, captive/fronting arrangements, loss-sensitive programs, parametric structures, or other alternative risk structures.
• Experience underwriting across multiple commercial lines and evaluating insurance, reinsurance, collateral, credit, and financial considerations.
• Ability to analyze loss and exposure information, financial statements, and actuarial/pricing analyses to support underwriting decisions.
• Experience negotiating complex transactions and building relationships with brokers, corporate risk managers, captive managers, consultants, and reinsurance partners.
• Experience presenting complex transactions through senior underwriting and management approval processes.
• Complex underwriting and structuring capability, financial and analytical sophistication, multi-line insurance knowledge, broker/client credibility, captive/fronting and reinsurance knowledge, entrepreneurial operating ability within a larger insurer, and direct ART experience.

Nice to have

• Experience developing new products, underwriting frameworks, guidelines, or portfolio strategies.

Culture & Benefits

• Hybrid working with a mix of home and office work.
• 22 weeks of paid leave for family growth, including 12 weeks available to all parents on a gender-equal basis.
• 401(k) program with company match up to 8%.
• Well-being program with coaching, gym membership, confidential counseling, and financial and legal advice.
• Tuition reimbursement for professional certifications and continuing education, plus employee networks and community involvement opportunities.

Hiring process

• Submit an application through the online application process.
• Applications are subject to the company’s employment authorization and equal opportunity requirements.