L&H Underwriter (Life & Health)

Location: Hybrid; work from the office three days per week in Chicago, Kansas City, Schaumburg, Armonk, Miami, Fort Wayne, New York, Windsor, Plano, Washington, D.C., or Alpharetta, United States. Travel is expected to be 10% or less for internal meetings, conferences, and client meetings.

Base salary: $96,000–$144,000 for Armonk, New York, and Washington, D.C.; $88,000–$132,000 for Fort Wayne, Alpharetta, Windsor, Chicago, Schaumburg, Miami, Kansas City, and Plano.

Company

hirify.global provides reinsurance, insurance, and insurance-based risk transfer solutions across Property & Casualty and Life & Health.

What you will do

• Apply disciplined, evidence-based risk selection across medical, non-medical, financial, product, market, and governance considerations while meeting service standards and production goals.
• Escalate complex or unusual matters and apply hirify.global guidelines in a commercially sound manner.
• Partner with clients and internal cross-functional teams, provide underwriting expertise, and respond to inquiries by phone and email.
• Promote and apply Life Guide, hirify.global's underwriting manual, and stay current on its updates.
• Participate in client seminars, webinars, thought leadership discussions, and relevant industry engagement.
• Maintain current knowledge of insurance products, legislation, taxation, risk selection principles, underwriting tools, digital resources, AI-enabled capabilities, and system enhancements.

Requirements

• 5+ years of Life & Health underwriting experience on the insurance or reinsurance side, including proficiency in risk selection and case management.
• FLMI and/or FALU designation, or active and meaningful progress toward earning one.
• Strong analytical and critical thinking skills for assessing complex medical, financial, and non-medical risks and making well-reasoned underwriting decisions.
• Familiarity with AI-enabled underwriting tools and digital resources, plus demonstrated interest in process innovation and system enhancements.
• Excellent communication and conflict resolution skills, with experience building strong relationships with clients and internal stakeholders.
• Strong time management and organizational skills, with the ability to balance a high-volume workload independently and collaboratively.

Nice to have

• Experience in a reinsurance environment and familiarity with facultative underwriting processes.
• Interest in thought leadership and industry engagement, including seminars, webinars, and professional forums.
• Knowledge of industry legislation, taxation, and core insurance product concepts relevant to U.S. Life and Health markets.

Culture & Benefits

• Hybrid work model with three office days per week.
• Collaborative, geographically diverse team across Canada, the United States, and Mexico.
• Culture focused on collaboration, consistency, knowledge sharing, and partnership.
• Internal training programs, forums, and meetings supporting continuous learning.
• Inclusive workplace with equal opportunities for professional development.
• AI-powered tools may support application review, with final hiring decisions made by people.