U.S. RMBS Credit Ratings, Vice President – New York

Location: New York; hybrid work with four days in-office each week in most locations.

Base salary: $113,308.00–$178,794.66 annually; 30% annual incentive target.

Company

hirify.global provides independent credit rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments.

What you will do

• Act as lead analyst on structured finance transactions and present analysis to rating committees.
• Analyze collateral, deal structures, credit issues, cash flows, securities, and legal documents for U.S. RMBS transactions.
• Test cash flow models and conduct scenario and sensitivity analyses, communicating results to senior staff and colleagues.
• Participate in the development and enhancement of structured finance criteria and models.
• Produce and publish industry commentaries and newsletters.
• Build and maintain relationships with bankers, investors, and originators.

Requirements

• Bachelor’s degree in finance, mathematics, economics, computer science, engineering, or a related field.
• 5+ years of experience in structured finance.
• Proficiency in Microsoft Excel and Microsoft Office programs.
• Robust understanding of credit and legal aspects of structured finance transactions in the residential mortgage product area.
• Strong quantitative, analytical, written, verbal, and interpersonal skills, with high attention to detail.
• Ability to work as a self-starter and team player in a fast-paced, deadline-driven environment; organized, personable, eager to learn, and systems oriented.
• Familiarity with the structured products market and technical expertise using fixed-income analytical systems such as Intex, including Dealmaker and Calc, and Bloomberg.

Nice to have

• Master’s degree in finance, mathematics, economics, computer science, or a related field.
• VBA, Python, or other basic programming skills.

Culture & Benefits

• Hybrid work environment with regular in-person collaboration and tools for engaging with global colleagues.
• 401(k) match up to 6% of salary, stock ownership potential, and company-provided life insurance.
• Medical, dental, and vision benefits, potential premium discounts, HSA contributions, wellness incentives, and disability insurance.
• Trust-based time off, paid sabbatical, paid family caregiving and parental leave, and adoption assistance.
• Leadership coaching, formal mentorship, tuition reimbursement, and a $1,000 annual flex stipend for education and well-being expenses.
• Charitable matching, paid volunteering days, and 15+ employee resource and affinity groups.